Andrae's Harley-Davidson®
2010 N. LINCOLN AVE., URBANA, IL 61801


One-Stop Financing From H-D® Credit Corp. We also work with other lenders to come up with a payment that works for you and your budget based on you and your situation. Financing available up to 84 months on new models with approved credit.

Different from what you may hear in the news, our financing options are as flexible as they ever have been. Arranging money for you and your new Harley-Davidson® has never been easier. Contact Trevas Hutson, our business manager, and see what he can do for you today!

So you're looking to purchase a new or pre-owned models Harley-Davidson® motorcycle and need financing? You've come to the right place! With a minimum down payment and approved credit you can be out on the road just a few minutes after picking out your bike. We have terms up to 84 months available even for older models as well.

Plus, you can add in all your genuine accessories, MotorClothes® merchandise, Harley-Davidson® insurance and extended service plan, and more. Everything you need financed with one loan, so there's only one low monthly payment. We make it quick and easy so you're riding instead of waiting.

Benefits of financing with us!

  • Finance new and used bikes.
  • Flexible terms that goes a long way to make your payments extremely reasonable.
  • Quick and very easy. One stop shopping!
  • Offer Harley-Davidson® factory program & products. And as you know there isn't anyone you can trust more than Harley-Davidson®!
  • Finance additional items (MotorClothes® merchandise, parts and accessories, insurance)


Call Us Today!

Every day of the week, we have insurance counselors who are totally dedicated to finding the best motorcycle insurance for Harley-Davidson® riders. Our counselors are Harley® motorcycle enthusiasts who are also insurance specialists, so they know the right questions to ask to make sure you get just the coverage you need - nothing more, nothing less.

Spend your time on the road, not shopping for your insurance.  All you need to do is make one simple call and, in a matter of a few minutes, an agent will locate a policy that suits your specific needs at the best price.

Nobody knows more about motorcycle insurance than Harley-Davidson® insurance. And unlike other companies that don't understand what your motorcycle is worth, they will adjust your claims based on fair market value of your Harley-Davidson®. Now that's something you won't get outside the family.

Plus, you'll receive credit for all discounts that apply to you, based on your state and the coverage you choose. Available discounts include H.O.G.® membership, experienced rider, motorcycle safety course graduate, multi-bike owner, or anti-theft devices. And you're covered for as much as $3,000 in Harley-Davidson® accessories, towing and road service, helmet, and safety apparel at no additional charge.*

Make it easy on yourself and add your insurance premium to your Harley-Davidson® credit loan.

*Available coverage and discounts vary by state.

If you've decided you want to finance your new Harley-Davidson® motorcycle, you're not alone. Seventy percent of motorcyclists finance their Harley-Davidson®. With a minimum down payment and approved credit, you can arrange Harley-Davidson® credit financing with us and get out on the road a few hours after picking out your motorcycle.

Plus, you can add in all your parts and accessories, MotorClothes® apparel, the Harley-Davidson® extended service plan, cycle insurance, and more. You'll have everything you need, and you only have to make one monthly payment.

And because we finance more Harley® motorcycles than anyone else, we understand your special needs. Only someone who knows how you feel when you hit the starter button understands that hitting the road ASAP is your biggest concern. That's why we make it easy.


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*Financing Offer available only on new Harley‑Davidson® motorcycles financed through University of Illinois Community Credit Union (UofI) and is subject to credit approval.  Not all applicants will qualify.  1.99% APR offer is available on new Harley‑Davidson® motorcycles to high credit tier customers at UofI  and only for up to a 75 month term. The APR may vary based on the applicant’s past credit performance and the term of the loan.  APR is calculated according to the simple interest method.  Not valid in conjunction with other offers.  Other terms, conditions, and limitations may apply. Financing offer is subject to change or cancellation at any time. See your Harley‑Davidson® Dealership for details.